What law school costs and how to pay for it

Locked-in tuition guarantee

Tuition for students entering the Indiana University Maurer School of Law will not increase during their entire three years as a student at Indiana Law.

Financial assistance

If you need help financing your law school education, there are three approaches to consider: scholarships, federal loans, and private loans.

Scholarships and fellowships

Indiana Law offers assistance through scholarship and fellowship programs. We do not require a separate application for scholarships and/or fellowships. Because the majority of our scholarship money is merit-based, we use your application for admission, LSDAS report, personal statement, and letters of recommendation to determine the level of scholarship, if any. These scholarship decisions will be sent within ten days of the acceptance letter.    

Along with the scholarships mentioned above, we also have established partnership Scholar Programs with a number of undergraduate institutions. Admitted applicants are eligible for these programs if they are current students or alumni from Albion College, Bryn Mawr College, Coe College, Dartmouth College, DePauw University, Grinnell College, Hope College, Indiana University-Bloomington (SPEA and Music majors as well as Hudson Holland, 21st Century, and Groups Scholars), Kenyon College, Knox College, Marian University, Mills College, Mount Holyoke College, Princeton University, Smith College, University of Rochester, Vassar College, Wabash College, or Wellesley College, as well as from engineering programs at Georgia Institute of Technology, Iowa State University, Purdue University, and Rose-Hulman Institute of Technology. There is no separate application, and admitted students will be nominated in collaboration with the admissions office and the appropriate undergraduate institution. These awards also include participation in a mentorship program.

In addition to our merit and partnership scholar programs, admitted students who do not currently meet the state's requirements for in-state tuition, but have, at some point, lived in Indiana for at least ten years, will be considered for a Back Home Again scholarship award. The Office of Admissions will send a form to these applicants to complete and return, in order to confirm their residency history in Indiana.

For more detailed information about Indiana Law’s scholarships and fellowships, please contact the Office of Admissions at lawadmis@indiana.edu or call (812) 855-4765.

You may also wish to explore external scholarship opportunities, to assist in funding your legal education.

The school does not award scholarships that are conditional on law school academic performance; therefore we do not post an ABA conditional scholarship retention worksheet.

Federal assistance

To qualify for federal student aid which for law students includes Stafford, PLUS, and Perkins Loans, you must meet all of the following criteria:

  • Be a citizen or eligible non-citizen of the United States with a valid Social Security Number.
  • Be enrolled at least half-time in an eligible program as a regular student seeking a degree.
  • Have repaid any financial aid for which you were not eligible.
  • Have made satisfactory arrangements to pay off any defaulted student loan.  

If your ability to attend law school is contingent upon borrowing more than the $20,500 per year through the Federal Direct Unsubsidized Loan Program, it is critical that you have the good credit required to receive funds through the Federal Direct Graduate PLUS Loan or another private loan program.

Learn about Indiana Law’s Loan Repayment Assistance Program (LRAP).  

Federal student loans

If you need financial assistance to pay for your educational costs, several federal loan programs are available. Learn about them here.

Private loans

If you have exhausted your eligibility for Federal Direct loans or are ineligible for a Grad PLUS loan and need supplemental funding, a private educational loan program may be available to you to help finance your education.

Budget and cost of legal education

        Student Budget for 2016-2017 — University Maximum        
Indiana Resident
Non-Indiana Resident
Tuition (Flat rate) * $31,250 $52,000
Mandatory Fees $1,300 $1,300
Books and Supplies $1,800 $1,800
Estimated Direct Costs $34,350 $55,100
Room and Board,
Transportation, Personal **
$19,186 $19,186
Total Estimated Budget $53,536 $74,286

* Tuition for students who begin their studies in the fall of 2016 will be frozen at these rates.
** Cost-of-living budget effective for students who initially matriculate after the spring of 2015.

Of course, determining how much you need to borrow is important. To that end, we have provided our recommended student budget below.

        Student Budget for 2016-2017 — Recommended        
  Indiana Resident Non-Indiana Resident
Tuition (Flat rate) $31,250 $52,000
Mandatory Fees $1,300 $1,300
Books and Supplies $1,800 $1,800
Estimated Direct Costs $34,350 $55,100
Room and Board,
Transportation, Personal
$10,800 $10,800
Total Estimated Budget $45,150 $65,900

While the law school requires that new students have a laptop computer, that requirement does not mean that you must purchase a new machine as you prepare to begin class. If you do purchase a new computer for law school, that expense (up to $2,000) can be added to your budget by completing the Special Conditions Form and submitting it, along with documentation of the cost to the Director of Financial Aid at iulawfa@indiana.edu.

Living allowance

Your budget includes a living allowance (room/board, transportation, personal) for the 9 months of the academic year, but you determine the amount that is needed.

Many students find that they can live comfortably on about $1,200 or less per month. That would mean that you would want to increase the direct costs by about $10,800 ($1,200 X 9 months) when determining your total costs for the first year of law school.

In considering your monthly expenses, you will want to review your prior educational experiences. In addition to your rent and food, analyze carefully what you spend on entertainment, clothes, dining out, and so on. Do not forget to include car payments, car and health insurance, anticipated car repairs, trips home, and any existing credit card debt.

In order to accommodate those students who have unusually high living expenses resulting from supporting a family or other unusual circumstances, we allow a maximum of up to $2,131 per month. That would mean that you could increase the direct costs by up to $19,186 ($2,131 X 9 months) when determining your total costs for the first year of law school.

Reminder: We will use a budget that includes the maximum living allowance of $19,186 (minus other resources) when determining your eligibility for Federal Financial Aid Programs, but your actual budget may be substantially less.

It is imperative that you plan on being able to live on approximately $2,131 or less per month, while enrolled.

Repaying your loan

You have many options to choose from in repaying your student loans. Repayment plans can range from 10 years to 30 years. Learn more about them here.